Free Home Valuation Summary — Totals by Room & Depreciated Value
See what you own in totals: purchase vs depreciation-aware current value by room and category, with retained-value percentages. CSV export included.
How to use this tool
- 1
Open the summary — it reads your catalog, no extra entry needed.
- 2
Review purchase totals vs depreciation-aware current value by room and category.
- 3
Watch retained-value percentages to spot what coverage you actually need.
- 4
Export the rollups as CSV or build the insurance report PDF.
Frequently asked questions
▸How is current value estimated?
Straight-line depreciation: each item loses an equal share of its purchase value each year over a typical useful life for its category (e.g. electronics 6 years, furniture 12). It's an estimate, not an appraisal.
▸Why does insurance care about replacement vs actual value?
Policies differ: replacement-cost policies pay today's price to replace; actual-cash-value policies pay the depreciated amount. This summary shows both sides so you can compare coverage.
▸Can I export the summary?
Yes — the room and category rollups export as CSV, and the insurance report tool formats them into a PDF.